<p> In today's economic depressive state, a mortgage loan calculator or mortgage rate calculator is needed to learn what your Mortgage rate and home payments will be if and when you decide to buy a home and become a home owner or to remain a renter. </p><p> Mortgage rate calculators can be very misleading unless you add the PITI which stands for Principal and Interest on your mortgage loan. <a href="https://www.home247.co/%E0%B8%82%E0%B8%B2%E0%B8%A2%E0%B8%97%E0%B8%B2%E0%B8%A7%E0%B8%99%E0%B9%8C%E0%B9%80%E0%B8%AE%E0%B9%89%E0%B8%B2%E0%B8%AA%E0%B9%8C%E0%B8%A1%E0%B8%B7%E0%B8%AD%E0%B8%AA%E0%B8%AD%E0%B8%87-%E0%B8%9E%E0%B8%A3%E0%B8%B0%E0%B8%A3%E0%B8%B2%E0%B8%A1-9/" alt="ทาวน์เฮ้าส์ พระราม 9">ทาวน์เฮ้าส์ พระราม 9</a> </p><p> The mortgage loan interest rate you pay depends on the Lender Bank which are very different depending on which State and county you live in. </p><p> You also need to consider the monthly payments, including PITI, which is Principle plus interest, property taxes, and home insurance premiums. </p><p> If you get approved, you will need to go to your mortgage closing with a Title Closing Company or an Attorney, usually a real estate attorney. </p><p> At your mortgage loan closing, you will need to sign a lot of documents without being able to read them. This is how the Lender or Bank commits the mortgage loan fraud. </p><p> The Lender knows that if you read the mortgage and note, you probably would not sign these two documents and learn the fraud being perpetrated upon you and rob you. </p><p> Another way your lender or bank robs you, this time out of your equality, when you try to sell your house at a later date, because of the appraisal fraud that the lender plays on you before your closing. </p><p> The Lender or bank hires the appraiser that always appraise the property at the asking price, even though the houses in the same neighborhood are priced or have sold for a lot less; thus, an inflated sale price so the lender or bank makes more money. </p><p> At your mortgage closing, as a borrower, your bank will need to send a cashier's check made out to the title escrow closing company or attorney from your lender bank, because you, as the borrower, do not receive any loan from your lender or bank. Also your bank that gave you the so-called loan wrote the check or transfer of funds to the Title Escrow Closing Company or the Closing Attorney and not to you; therefore, they received the loan... not you!!! </p><p> The title company or attorney receives the mortgage loan that your bank was supposed to lend you that you have to pay back with Interest with your hard earned money for 30 years, but... </p><p> There is no money since 1933 when the United States became the UNITED STATES Corporation with the elimination of the Gold and Silver Standard. </p><p> This is the same time where President Roosevelt took the power from Congress, against the Constitution FOR the united States of America and, appointed a private corporation, a Central Bank known as the Federal Reserve, to print and create debt notes and charge a fee to use these fraud notes that is collected by the IRS, what everyone takes for granted, as money, which are 1.9 cents, the cost of printing, of worthless pieces of paper in the form of Promissory Notes, much like the Mortgage Promissory Note you will be signing at your closing without any disclosures under the law. </p><p> As you can see, a mortgage rate calculator for a mortgage loan can be very misleading unless you know the exact amount of property taxes and the mortgage home owner insurance to understand what your monthly payments are going to be. </p>
